Montgomery GI Bill Active Duty (MGIB-AD)

If you served at least two years on active duty, you may be eligible for the MGIB-AD program.

Are you eligible for education benefits?

Yes, if:

  • You were honorably discharged.
  • You have a high school diploma, GED, or 12 hours of college credit.
  • You meet the requirements of one of the categories below:


  • You entered active duty for the first time after June 30, 1985.
  • You had military pay reduced by $100 a month for the first 12 months of service.
  • You continuously served for three years, or two years if that was your enlistment agreement. Or if you entered the Selected Reserve within a year of leaving active duty, you continuously served for four years (the 2 by 4 program).


  • You entered active duty before January 1, 1977.
  • You served at least one day between October 19, 1984, and June 30, 1985, and you stayed on active duty through June 30, 1988 (or through June 30, 1987, if you entered the Selected Reserve within one year of leaving active duty and served four years).
  • On December 31, 1989, you had entitlement left from the Vietnam Era GI Bill.


  • You are not eligible for MGIB under categories I or II.
  • You were on active duty on September 30, 1990, and you separated involuntarily after February 2, 1991.
  • Or you involuntarily separated on or after November 30, 1993.
  • Or you voluntarily separated under either the Voluntary Separation Incentive (VSI) program or the Special Separation Benefit (SSB) program.
  • Before separation, you had military pay reduced by $1,200.


  • You were on active duty on October 9, 1996, had money remaining in a VEAP account on that date, and elected MGIB before October 9, 1997.
  • Or you entered full-time National Guard duty under title 32, USC, between July 1, 1985, and November 28, 1989, and you elected MGIB between October 9, 1996, and July 9, 1997.
  • You had military pay reduced by $100 a month for 12 months or made a $1,200 lump-sum contribution.

Who is covered


Available benefits

School tuition or training fees

How it works

You may receive benefits for up to eight semesters (four years) of traditional academic education. The benefits, paid monthly, depend upon the following factors:

  • length of service
  • type of training
  • your category (as defined below)
  • college-fund eligibility
  • your contribution to the $600 Buy-Up program

Several related funding or training programs fall under the MGIB-AD umbrella:

Use the GI Bill Comparison Tool to pick the right type of educational assistance program and school to maximize your benefits.

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Read the Montgomery GI Bill Active Duty pamphlet.